On the bureau
Debt review · Judgment · Paid-up default
We match the listing to a process.
Clear the listing that is blocking your next home, car, or loan.
Banks read the bureau, not the story. If you are under debt review, sitting with a judgment, or a paid-up account still shows as arrears, we analyse the record and work the listing.
20+ years in debt management
Pretoria and Brits
First consultation free
20+ years in debt management
Offices in Pretoria and Brits
Court, bureau, and creditor work
First consultation is free
The problem
You already paid. The listing is still there.
Declined for a home loan with a paid-up judgment still on the file. Stuck in debt review after the accounts were settled. An administration order that never came off. A default that prescribed years ago.
The bank does not hear the explanation. It reads the bureau. If the listing is wrong, paid up, or ready for rescission, waiting will not move it.
What we do
We work the listing. You get a path back to applying.
Tell us what is on the report. We analyse it, then run the process that fits: court rescission, a bureau query, a payment arrangement, or a negotiation with the creditor.
01
Get off debt review or administration
So you are not still flagged when you walk into a bank.
02
Remove paid-up judgments and adverse listings
Settle if needed, get the creditor’s letter, apply to court to rescind.
03
Fix accounts that still show as arrears
If the debt is paid and the bureau has not caught up, we lodge the query. Updates typically take about 21 business days once the bureaus are notified.
How it works
Four steps. No mystery.
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01
Tell us what is blocking you
Form, call, or WhatsApp. Pretoria or Brits. “House,” “car,” or “I want this off my name” is enough to start.
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02
We read the record
Judgments, defaults, prescribed accounts, debt review, administration orders, paid-up accounts still in arrears.
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03
We run the process that fits
Bureau update, creditor negotiation, payment arrangement, or Magistrate’s Court rescission.
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04
You know the next step
A clear path. Not a promise that the bank will say yes.
Branches
Pretoria, and now Brits.
For years the work ran from Pretorius Street. We have opened a second office on Van Velden Street so customers in Brits and around Madibeng can walk in without the trip to Pretoria CBD.
Head office
Pretoria
Office 512, 250 Pretorius Building, Pretorius Street, Pretoria
New branch
Brits
Plaza Building, 45 Van Velden Street, Brits
- You were declined and the reason was “something on your credit.”
- You are under debt review and the accounts are paid, or you are no longer over-indebted.
- There is a judgment or default on your name, paid or not.
- An administration order is still showing.
- You paid the account. The bureau still says you did not.
The firm
We exist to get the listing off, then leave you with a file you can live with.
Credit rehabilitation, done in the open. We tell you what can come off and what cannot. Pretoria and Brits. Twenty years of this work.
Before you call
Straight answers.
Will you get me the home loan or the car? + –
No. We work the credit record. The lender still decides.
Will your company blacklist me? + –
No. This service does not place a negative listing on any credit bureau.
How did you get my number? + –
Some customers reach us from the National Consumer Database. If you do not want contact, say so on the call or email us and we stop.
Do I have to come to Pretoria? + –
No. There is now an office in Brits. A lot of the bureau and paperwork work can also be done remotely.
Are there documents to sign? + –
Yes. We show you what they are before you sign.
Is the first conversation free? + –
Yes. Book a consultation or WhatsApp 060 228 7310.
Start with the listing. Not with another decline.
Paid-up judgment, default, prescribed account, administration order, or debt review — we analyse it and work to get it updated or removed.